#ArgelAnswers Archive

#ArgelAnswers What can One Billion Pesos buy?

One Billion Pesos Most people don’t even get close to having a million! Imagine the number “1” having nine zeroes after it. What can you really buy with one billion pesos? This question came by when the Ultra Lotto hit the one billion-peso mark. ...Read More

#ArgelAnswers How to Write Your First Book

Everyone has a story waiting to be told Have you ever thought of writing your very own book? Do you have a compelling story that you want to tell the world? Are you still thinking of writing that first page? My experience in writing ...Read More

#ArgelAnswers What are Mutual Funds?

What is a Mutual Fund? If you happen to stumble upon this post, it means you’re interested to know more about mutual funds or you want to invest in a mutual fund! Well, you came to the right place because this fun infographic from PAMI ...Read More

#ArgelAnswers: How much debt is too much debt?

I’ve been invited to talk about Financial Planning, Personal Finance, and Money Management in front of government employees. In De La Salle University, I was invited to give a talk to public school teachers. A post shared by Argel Tiburcio (@argeltiburcio) on Mar 19, ...Read More

#ArgelAsks Do you already have an Emergency Fund / Safety Fund? (DZMM Teleradyo Live Interview Inside)

I already have an Emergency Fund, Argel That’s great! It means that you already have at least three to six months’ worth of your expenses saved somewhere you can have immediate access to. However, a recent banking glitch here in the Philippines triggered a ...Read More

#TiburcioTipidTips : Safety Fund vs Protection Fund: Which should you establish first?

What’s the difference between your Safety Fund and Protection Fund? I am often asked this question whenever I sit down with someone for Financial Planning. (Want to have a free Financial Planning session? Contact me here) So, lets’ define these terms first. Safety Fund ...Read More

#ArgelAnswers What’s the Smartest Way to spend my BONUS?

It’s the most wonderful time of the year! As the song lyrics go, Christmas is the time of the year for sharing and giving. It’s also the time when most people have lots of extra money due to bonuses like their 13th-month pay and ...Read More

#ArgelAnswers What is the Philippine Stock Exchange Index (PSEi) and Why Should I Care About It?

We hear it in the news… We see it on Facebook… Some of our friends talk about it… So, what is the Philippine Stock Exchange Index (PSEi)? Investopedia defines it as: A market index is an aggregate value produced by combining several stocks or ...Read More

#TiburcioTipidTips : How to Surely Save Money in 10 Simple Steps

Can’t seem to save money at all? If you are an employee who’s figuring out why, even after all the salary increases, you still can’t seem to save money after every pay day then this is for you. Surely Save Money in 10 Simple ...Read More

#ArgelAnswers : What is the Biggest Cost in Investing?

The Cost of Delaying Investing As a Financial Adviser, I have no control whether or not my client who I personally meet for a 1-on-1 Financial Planning session will start right away with investing for his or her financial goals. I’m cool with that ...Read More