Discover the Advantages of the Enhanced Medical Benefit Rider
When it comes to health protection, you deserve nothing less than the best.
AIA’s Enhanced Medical Benefit Rider (eMBR) is here to redefine what comprehensive coverage means, offering a significant upgrade from the existing Medical Benefit Rider (MBR).
Let’s explore the key reasons why eMBR is the ultimate choice for your health and well-being.
Higher Annual Benefit Limits
One of the standout features of eMBR is its increased annual benefit limits, ensuring you have more financial protection when you need it most:
Plan A: ₱750,000 (previously ₱500,000)
Plan B: ₱1,500,000 (previously ₱1M)
Plan C: ₱3,000,000 (previously ₱2M)
Plan D: ₱6,000,000 (previously ₱4M)
More coverage means greater peace of mind for you and your family.
Extended Coverage Age
Why stop at 65? With eMBR, your health coverage extends all the way to age 80, giving you an additional 15 years of protection.
Brand-New Benefits for Enhanced Care
The eMBR introduces a host of new benefits that cater to modern healthcare needs:
Emergency Out-Patient Coverage
Accidents and emergencies don’t always require hospitalization, but they do require immediate attention. eMBR covers trauma and non-trauma emergency outpatient care:
Plan A: ₱7,500
Plan B: ₱15,000
Plan C: ₱30,000
Plan D: ₱60,000
Pre and Post-Hospitalization Treatment
Enjoy coverage for essential care 30 days before and after hospitalization:
Consultation/Attending Physician’s Fee (per day): ₱1,000 to ₱8,000 depending on your plan.
Diagnostic Tests: ₱7,500 to ₱60,000.
Prescription Medicines and Materials: ₱7,500 to ₱60,000.
With eMBR, your recovery journey is fully supported.
Exciting Value-Added Benefits
Healthcare is more than just treating illnesses—it’s about overall wellness. The eMBR takes this to heart with these additional perks:
Annual Physical Exam
Stay on top of your health with comprehensive annual check-ups, including tests like CBC, FBS, Total Cholesterol, ECG (for those over 40), and Pap Smear (for women over 40). Depending on your plan, you’ll also get access to advanced screenings like kidney and thyroid function tests.
Dental Care
Smile brighter with dental benefits covering oral prophylaxis, dental exams, simple tooth extractions, gum treatments, and more.
24/7 Teleconsultation
Access medical advice anytime, anywhere:
Plan A: 5 consultations/year (₱2,000 limit)
Plan B: 10 consultations/year (₱4,000 limit)
Plan C: 15 consultations/year (₱6,000 limit)
Plan D: 20 consultations/year (₱8,000 limit)
Mental Health Counseling
Your mental health matters too. eMBR includes free counseling sessions:
Plan A: 2 sessions/year (₱2,000 limit)
Plan B: 4 sessions/year (₱4,000 limit)
Plan C: 6 sessions/year (₱6,000 limit)
Plan D: 8 sessions/year (₱8,000 limit)
Health Habits and Diet Counseling
Get unlimited sessions via MediCard to help you maintain a healthy lifestyle.
Why Choose AIA for your Health Benefits?
AIA’s Enhanced Medical Benefit Rider is more than just an upgrade—it’s a commitment to providing you with superior health coverage and wellness support.
With higher limits, extended coverage age, new benefits, and added perks, eMBR ensures you’re prepared for life’s uncertainties while prioritizing your overall well-being.
Invest in your health today with the Enhanced Medical Benefit Rider. Because when it comes to your health, only the best will do.
Inquire Now
Inquire about this Enhanced Medical Benefit today!
Argel Tiburcio
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