Personal Finance Archives - Page 7 of 12

#ArgelAnswers: How much debt is too much debt?

I’ve been invited to talk about Financial Planning, Personal Finance, and Money Management in front of government employees. In De La Salle University, I was invited to give a talk to public school teachers. A post shared by Argel Tiburcio (@argeltiburcio) on Mar 19, ...Read More

#TiburcioTipidTips : Top 5 Myths About Meeting a Financial Advisor

Scared of meeting with a Financial Advisor? Are you on high guard when Financial Advisors start to present the services they offer? Did you have a bad experience with a Financial Advisor? Face it. Sooner or later, you are going to have to tap ...Read More

#ArgelAsks Do you already have an Emergency Fund / Safety Fund? (DZMM Teleradyo Live Interview Inside)

I already have an Emergency Fund, Argel That’s great! It means that you already have at least three to six months’ worth of your expenses saved somewhere you can have immediate access to. However, a recent banking glitch here in the Philippines triggered a ...Read More

#TiburcioTipidTips : Safety Fund vs Protection Fund: Which should you establish first?

What’s the difference between your Safety Fund and Protection Fund? I am often asked this question whenever I sit down with someone for Financial Planning. (Want to have a free Financial Planning session? Contact me here) So, lets’ define these terms first. Safety Fund ...Read More

The 5 Cards that Life Deals Us

Have you ever played Poker? Or any card game for that matter? Do you agree that, after a good shuffle of the deck of cards, you really don’t have any influence on what cards you are dealt with? In the game of life as ...Read More

#ArgelAnswers What’s the Smartest Way to spend my BONUS?

It’s the most wonderful time of the year! As the song lyrics go, Christmas is the time of the year for sharing and giving. It’s also the time when most people have lots of extra money due to bonuses like their 13th-month pay and ...Read More

#ArgelAnswers What are your Top Christmas Shopping Tips?

According to CNN, the Philippines celebrate the longest Christmas in the whole world. As soon as the “ber” months start, we start counting our loved ones, friends, and godchildren who we will buy presents for. Being the biggest spending season of the year, we ...Read More

The Ugly Truth About Pinoy Money Habits [Infographic]

Pinoy Money Habits Exposed As an advocate of Financial Literacy, it’s a big task for me to spread awareness and education to Pinoys who need it. This shocking infographic about Pinoy Money Habits further drives the point that the Philippines needs more volunteers in the ...Read More

#TiburcioTipidTips : How to Surely Save Money in 10 Simple Steps

Can’t seem to save money at all? If you are an employee who’s figuring out why, even after all the salary increases, you still can’t seem to save money after every pay day then this is for you. Surely Save Money in 10 Simple ...Read More

#ArgelAnswers : What is the Biggest Cost in Investing?

The Cost of Delaying Investing As a Financial Adviser, I have no control whether or not my client who I personally meet for a 1-on-1 Financial Planning session will start right away with investing for his or her financial goals. I’m cool with that ...Read More